ABOUT FUNDA
Education is an important investment whether it is for one’s self or cherished cherubs. The Funda loan helps manage this important expense allowing a client to pay off educational expenses over a fixed period of up to 6 months. As we value education this is the cheapest loan we offer!
ABOUT YAMBUKA
We understand life is full of unexpected surprises. Some good and some not so good. Sometimes the surprises hurt us financially and give us sleepless nights. Zibuko’s YAMBUKA loan helps close that “GAP” and minimise the stress by bridging the gap between a client’s cash shortfall and when they will be able to sort out their finances – creating breathing space between your money going out and money coming in.
ABOUT KURA
We understand that everyone strives to live a better and more comfortable life. That's why we have worked tirelessly to create the KURA Asset Finance Scheme tailored to account for all your financial needs and aspirations. Whether you wish to purchase the car of your dreams or build your perfect home, we are here to assist you every step of the way.
ABOUT RONGEKA
Whether it's a dream wedding, a long-awaited vacation, or a home renovation project, the Rongeka Loan provides you with the necessary funds to turn your plans into reality, without the burden of financial stress. We understand that these moments are too precious to be compromised, and that's why we offer a simple application process, enabling you to access the funds you need when you need them most.
ABOUT FUNDA
Education is an important investment whether it is for one’s self or cherished cherubs. The Funda loan helps manage this important expense allowing a client to pay off educational expenses over a fixed period of up to 6 months. As we value education this is the cheapest loan we offer!
ABOUT YAMBUKA
We understand life is full of unexpected surprises. Some good and some not so good. Sometimes the surprises hurt us financially and give us sleepless nights. Zibuko’s YAMBUKA loan helps close that “GAP” and minimise the stress by bridging the gap between a client’s cash shortfall and when they will be able to sort out their finances – creating breathing space between your money going out and money coming in.
ABOUT KURA
We understand that everyone strives to live a better and more comfortable life. That's why we have worked tirelessly to create the KURA Asset Finance Scheme tailored to account for all your financial needs and aspirations. Whether you wish to purchase the car of your dreams or build your perfect home, we are here to assist you every step of the way.
ABOUT RONGEKA
Whether it's a dream wedding, a long-awaited vacation, or a home renovation project, the Rongeka Loan provides you with the necessary funds to turn your plans into reality, without the burden of financial stress. We understand that these moments are too precious to be compromised, and that's why we offer a simple application process, enabling you to access the funds you need when you need them most.
HOW TO GET A LOAN
We all need loans for various reasons. Here we give you a step by step explanation on our processes
Complete a very short application form together with copies of the following: 1. Current payslip 2. ID 3. HR confirmation
One of our Loans Officers will happily assist you to ensure that all necessary details have been filled in correctly before inputting your loan application in our system.
To ensure that we have captured your loan request accurately, we will ask you to sign your loan schedule which will indicate your expected monthly repayments. We will also provide you with a copy for your own records.
You are nearly there. Our team will ensure your application is processed within 24hrs and you can expect to receive an SMS to confirm that your loan has been approved.
Client selects product from Supplier catalogue
Supplier confirms availability and price
Zibuko vets and approves customer loan
Zibuko makes payment to supplier
Supplier delivers product/ Customer collects
Under the relevant section of the employee’s application form, your HR representative completes the following: Job title of employee. Employment status (permanent/contract). Contract duration. Potential impediments to employee accessing the loan.Name and signature of HR representative completing the form.
Simply verify the details inputted by the employee pertaining to the following:
- Residential address.
- Next of kin.
- Contact Number.
Stamp the form and your employee is halfway ready to receiving his/her loan.
Incidents do happen. In the event of a change in the employee’s job status, we kindly request that you notify Zibuko.
GET A LOAN AND GET IT NOW
GET A LOAN AND ENJOY NOW
EASY LOAN REPAYMENTS
EASY LOAN REPAYMENTS
Zibuko Capital, in partnership with Lorimak, Salary Service Bureau, Autopay, and Providence Human Capital, brings convenient, collateral-free loan solutions with effortless repayment through payroll. Our partnerships empower employees across sectors to access flexible financial support tailored to their needs, ensuring a seamless experience from application to repayment.
Zibuko Capital teams up with Autopay to provide seamless loan solutions, supporting employees’ financial journeys with efficiency and ease.
Partnering with Lorimak to simplify loan access for employees! Together with Zibuko Capital, we’re making financial empowerment easier and more accessible.
Providence Human Capital and Zibuko Capital partner to offer seamless loan services through trusted payroll solutions, bringing financial freedom closer to employees.
Offering government employees and pensioners easy, reliable loan access directly through payroll—supporting financial security and peace of mind.
