Client selects product from Supplier catalogue
Supplier confirms availability and price
Zibuko vets and approves customer loan
Zibuko makes payment to supplier
Supplier delivers product/ Customer collects
Complete a very short application form together with copies of the following: 1. Current payslip 2. ID 3. HR confirmation
One of our Loans Officers will happily assist you to ensure that all necessary details have been filled in correctly before inputting your loan application in our system.
To ensure that we have captured your loan request accurately, we will ask you to sign your loan schedule which will indicate your expected monthly repayments. We will also provide you with a copy for your own records.
You are nearly there. Our team will ensure your application is processed within 24hrs and you can expect to receive an SMS to confirm that your loan has been approved.
Under the relevant section of the employee's application form, your HR representative completes the following: Job title of employee. Employment status (permanent/contract). Contract duration. Potential impediments to employee accessing the loan.Name and signature of HR representative completing the form.
Simply verify the details inputted by the employee pertaining to the following:
Stamp the form and your employee is halfway ready to receiving his/her loan.
Incidents do happen. In the event of a change in the employee's job status, we kindly request that you notify Zibuko.